Things to Know About Getting on Medicare
Turning 65 & Retiring
- There are deadlines for enrolling in Medicare Part A and Part B.
- Once you have your red, white and blue Medicare Card, you’ll be eligible to enroll in other Medicare plans, such as Medicare Supplement, Medicare Advantage and Drug plans.
- I’m happy to educate you about the timelines and plans you’ll be considering.
Turning 65 & Working
- If the company you or your spouse work for has fewer than 20 employees, you will need to enroll in Medicare Part A and Part B. Medicare is the primary payer.
- If the company you or your spouse work for has 20 or more employees, and you are on employee group health insurance, you’ll have a choice to make, depending on costs.
- You can choose to postpone Medicare and will have a Special Enrollment Period when you or your spouse stop working and lose employer coverage.
On Medicare Plans
- Medicare Supplement plans are standardized and only differ on price. If you have a Medicare Supplement plan and rates have gone up, we can shop for a different carrier, depending on passing medical underwriting.
- If you have a Medicare Advantage Plan or a Part D prescription drug plan, we will examine your plan every year during Open Enrollment for changes with your doctors and medications, to make sure your coverage is appropriate for you.