There are deadlines for enrolling in Medicare Part A and Part B.
Once you have your red, white and blue Medicare Card, you’ll be eligible to enroll in other Medicare plans, such as Medicare Supplement, Medicare Advantage and Drug plans.
I’m happy to educate you about the timelines and plans you’ll be considering.
Turning 65 & Working
If the company you or your spouse work for has fewer than 20 employees, you will need to enroll in Medicare Part A and Part B. Medicare is the primary payer.
If the company you or your spouse work for has 20 or more employees, and you are on employee group health insurance, you’ll have a choice to make, depending on costs.
You can choose to postpone Medicare and will have a Special Enrollment Period when you or your spouse stop working and lose employer coverage.
On Medicare Plans
Medicare Supplement plans are standardized and only differ on price. If you have a Medicare Supplement plan and rates have gone up, we can shop for a different carrier, depending on passing medical underwriting.
If you have a Medicare Advantage Plan or a Part D prescription drug plan, we will examine your plan every year during Open Enrollment for changes with your doctors and medications, to make sure your coverage is appropriate for you.